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Paying for College

Do You Qualify for Free or Reduced Tuition?


Community College Opportunity Grants (CCOG) are awards that will pay the costs of tuition and approved educational fees not already covered by other available grants applied to the student’s account for New Jersey residents with an annual adjusted gross income (AGI) between $0 and $65,000. For New Jersey residents with AGI's between $65,001 and $80,000 CCOG will pay up to half of the maximum CCOG award available at the college. For New Jersey residents with AGI's between $80,001 and $100,000 CCOG will pay up to one-third of the maximum CCOG award available at the college.

Eligibility Details:

  • Available to households with a total adjusted gross income between $0 and $100,000
  • Complete a Free Application for Federal Student Aid (FAFSA) or New Jersey Alternative Financial Aid Application
  • Enroll in at least 6 credits per semester
  • Have no prior college degree
  • Make satisfactory academic progress​​

Request Information


Take the Next Steps to Find Your Funding

  1. Apply for financial aid at
    RCSJ School Code: 006901

  2. Complete your free RCSJ admission application at

  3. Complete all New Jersey financial aid requirements for HESAA at NJ​ F​AMS

  4. Satisfy testing requirements either through exemption or by taking the Accuplacer

  5. Meet with an advisor and regi​ster for classes​

Plan Your Bachelor's Pathway

New Jersey state universities, like Rowan University, offer part two of CCOG called the Garden State Guarantee. Years three and four of study will be fully funded for students with an annual adjusted gross income (AGI) between $0 and $65,000. Students who have AGI's between $65,001 and $80,000 will pay a discounted net price of no more than $7,500 for tuition and fees, while those with an AGI of $80,001 and $100,000 will pay a discounted net price of no more then $10,000 for tuition and fees.

Learn more about the Garden State Guarantee​.​​​​​​

​Download CCOG Flyer​

Rowan College South Jersey

A regional institution serving Gloucester and Cumberland counties,
delivering access to quality higher education at an affordable cost.

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#1 Rankings in NJ
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Disclaimer: Tuition grants offered through RCSJ are limited to Gloucester and Cumberland County residents. The total amount of funds from the Community College Opportunity Grant is based upon the funding received through your FAFSA application and other tuition assistance monies received. Funding is by the State of New Jersey and is subject to change. All tuition funds are deposited to the college on behalf of each student in the program.
Gloucester; Cumberland