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Paying For College

Paying for College at Cumberland

Tuition & Fees (Cumberland)

​​​​​Quality Education at Reasonable Cost
Rowan College of South Jersey offers quality education at a reasonable cost. The more you compare, the more you will find that Rowan College of South Jersey is one of the best values in higher education.

View 2020/21 Tuition Fee Schedule PDF document

Application Fee Waived for Returning Students ​
Upon re-enrollment, the $30 application fee is waived for students who have previously completed courses at RCSJ. Also, previously completed coursework may apply to current major.

Tuition Payment Plan
A payment plan is available for the Fall and Spring semesters. Please log into  Self-Service to sign up for the Nelnet paym​ent plan.

County Senior Adult Student
Cumberland County residents who have reached their 60th birthday may enroll in courses offered by the college, tuition-free on a space available basis (beginning three days prior to each term/semester during late registration period). Students taking advantage of this opportunity must meet course prerequisites and are responsible for all instruction related fees other than tuition. Senior residents should inform the Enrollment Services and Bursar Offices of their status when registering and if they will be auditing the class.

Financial Aid
Financial Aid is available to assist full- and part-time students in meeting college costs. To be considered for financial aid, students should complete and submit the Free Application for Federal Student Aid (FAFSA) by June 1 for the fall semester and by November 1 for spring semester. For more info visit the Financial Aid​ page.

Students who reside in a county other than Cumberland may be eligible for a county chargeback. If eligible, out-of-county students are responsible only for the in-county tuition cost and their home county will provide the additional out-of-county cost. Eligibility is based on program of study. Contact the Enrollment services office to request a Chargeback Certification Form. Regardless of eligibility, all out-of-county students are REQUIRED to process a Chargeback with the respective community college in their county for every semester of attendance to receive the reduced tuition rate.

Withdrawals and Refunds
Refunds of Tuition and Fees for students who officially withdraw from their class(es) are as follows:
  • 100% for drops completed before the semester/session begins.
  • 50% for drops completed during the designated drop period for the semester/session.
  • No refund for withdrawals completed after the designated drop for the semester/session.

Semester/session start dates, add/drop periods, and withdrawal deadline dates are listed in the College Calendar​​

Withdrawal Process
Online drops can only be completed before the semester/session begin and during the drop period.  Withdrawals after the drop period must be completed at the Enrollment Services office and will reflect a final grade of W on the official transcript.  Students with Academic or Institutional restrictions can only withdraw at the Enrollment Services Office.

Students dropped or removed from class(es) for any reason forfeit all refunds.

The above refund schedule applies to credit class(es) enrollment only.

Title IV Funds: Withdrawal Process
A student who officially withdraws from a course will receive a “W” grade which will not affect the student’s GPA. Withdrawals are not permitted after the withdrawal period has ended. During a regular semester, the “NA” designation will be assigned by an instructor to students who have never attended a class at the time of the early alert report or at the time of submission of final class lists in shorter semesters. “NA” Grades will not be included in the attempted credits for financial aid. “NA” grades will not be included in the calculation of students’ academic GPAs.  However, withdrawals will affect the quantitative (pace) standards of satisfactory academic progress.

In accordance with Federal Government Regulations, when a Federal Financial Aid recipient withdraws from all classes during a term, it is Rowan College of South Jersey's responsibility to determine the withdraw​al date and the amount of financial aid they have earned. This may result in an overpayment of unearned financial aid funds and create a credit balance owed to the school.

Title IV Funds: Unofficial Withdraws
If a student did not successfully complete any course for a previous semester, the Office of Financial Aid must determine if the student stopped attending all of their courses and failed to withdraw from the college. When a student receives a combination of all F, FA, R, RA, I, X, W and NA grades for a semester, financial aid will be adjusted depending on the last date of attendance. The Office of Financial Aid contacts your instructor(s) for a documented last date of attendance in each course if one is not submitted.

Students, whose last day of attendance cannot be documented, will automatically have the 50 percent point of the semester used to determine any adjustments to their financial aid awards.

Title IV Funds: Return of Title IV Funds Calculation for Withdrawals
Federal Financial Aid Awards are based on the assumption that the student will complete the entire term for which the award is processed.  If a student withdraws during a term, federal regulations require the Office of Financial Aid to apply a formula established by the U.S. Department of Education to determine the amount of federal financial aid earned as of the official withdrawal date. The amount of federal financial aid earned is determined by the percentage of time spent in academic attendance and has no relationship to the institutional charges you may have incurred. Once 60% of the semester has passed, you have earned 100% of the federal financial aid awarded to you.

Title IV funds that are considered for the calculation include, Pell Grant, SEOG, Direct Loan (Subsidized and Unsubsidized) and PLUS Loans (Parent PLUS).

Once a student withdraws, the return of Title IV funds calculation is run by the Financial Aid Office.  The calculation determines the amount of Title IV aid a student has “earned” by dividing the number of days completed by the period of enrollment. A period of enrollment is the number of days in the semester.  The percentage of the semester completed is then multiplied by the overall Title IV aid the student was eligible for had they not withdrawn.

If the amount of aid “earned” is less than the amount disbursed to the student’s account, funds must be returned to the federal program(s).  Funds will be returned to the programs from which the student received aid during the semester in the following order:
1. Direct Unsubsidized Loan
2. Direct Subsidized Loan
3. Direct PLUS Loans (Parent PLUS and/or Graduate PLUS)
4. Federal Pell Grant

Important Note:  If funds need to be returned, it may create an outstanding balance on the student’s account with the college.  The student will be responsible for any outstanding balance when funds are returned to Federal Programs. Students will not be eligible to register for any future semesters until the current balance has been paid in full or payment arrangements have been made with the Bursar’s Office.

Title IV Funds: Post-Withdrawal Disbursement
If all federal funds have not been disbursed to the student’s account at the time of withdrawal and if the amount of aid “earned” is greater than the amount disbursed, the student may be eligible for a post withdrawal disbursement.  If any action by the student is necessary for the post withdrawal disbursement, the student will be notified by e-mail.  The notification will also indicate for which program(s) the funds are available.  The student will also be notified whether authorization is needed to disburse loan funds to an outstanding college balance or if the student is eligible for a refund due to the disbursement.

​Last Updated: August 20, 2020