Policies & Procedures

Name: Financial Aid
Policy Number: AP-8401
Approved Date: 06/09/2020; 07/13/21
Most Recent Revision: 01/20/26
Series: Student Services, Financial Aid

Administrative Procedure: 8401

The College administers financial assistance programs that include federal and state loans and grants, work-study opportunities, and scholarships. The Office of Financial Aid at the Cumberland and Gloucester campuses has been established to assist students, parents, and guardians.

To understand eligibility criteria for these resources, the obligations the student assumes (e.g. debt for loans, work requirements, etc.) the Satisfactory Academic Progress (“SAP”) required by federal and state regulations, and the mandated deadlines associated with each fund source the students should thoroughly avail themselves of the following College resources:

  • RCSJ Website
  • RCSJ Catalog
  • Office of Financial Aid
    • Cumberland Campus – (856) 691-8600, x 1336
    • Gloucester Campus – (856) 415-2210

Free Application for Federal Student Aid

The Free Application for Federal Student Aid (FAFSA) is used to collect financial information to determine a students’ financial need.  Students must submit the FAFSA to the Federal Student Aid Programs Processor where it is evaluated and financial need is determined.  The Federal Student Aid Programs Processor does not award financial aid, but determines financial need through the use of the congressional methodology formula.  The FAFSA is used to determine eligibility for federal and state aid programs.

In addition to the FAFSA, New Jersey residents that are not US citizens or eligible noncitizens may complete the New Jersey Alternative Financial Aid Application to apply for state based financial assistance.

The FAFSA and the New Jersey Alternative Financial Aid Application must be submitted each year to be considered for financial aid.  The FAFSA is available online at fafsa.gov. The New Jersey Alternative Financial Aid Application is available online at hesaa.org.

Financial Aid is available in different forms, grants and scholarships which do not have to be repaid, loans which are repaid after graduation or withdrawal from college, and work-study (usually 17 hours per week).  Aid is based on the student’s financial need and is the difference between the total cost of attending college and the total financial resources available to the student.  To be eligible for any aid administered by this College, one must be admitted and matriculated at the College and meet the requirements of the various programs and/or donors.

The College considers financial aid to students as a partnership with the students.  All students enrolled for one or more credits are eligible for consideration of financial aid.  The College has no specific deadline for filing the FAFSA, but students are encouraged to file by May 1 to ensure their files are processed prior to the fall billing deadline.  Applications received after June 1 will be evaluated for financial aid according to remaining funds.

The Office of Financial Aid will process financial aid award requests on an ongoing basis up to the last day of the semester the student is enrolled.

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